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Difference between "One" accounts

Hi all,

My mortgage is about to leave its fixed rate period so I'm looking at moving it somewhere else. I've had a look at the Virgin One account and like the idea (money in one place etc), so will probably go for it.

However, what's the difference between the Virgin One account and Natwest's One account (as they're both owned by RBS)? Is it exactly the same product but with different packaging? Are the rates and features the same etc?

I currently have my mortgage with RBS (one of the only lenders who were offering 100% mortgages at the time), and bank with Natwest - would this make it easier to go with Natwest One (assuming it's the same product - rates etc).

Are the web site facilities exactly the same too i.e. account screens with seperate 'money pots' e.g. holiday, car etc. as I do almost all my banking online.

Thanks in advance!

Richard

Reply to
Richard
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When I looked at Virgin (IIRC its not Virgin any more), it was nearly 1% more expensive than essentially the same product sold by barclays/woolwich and others. AFAICS you really should have your main bank account with whoever provides this service, otherwise you are missing the point of it.

Reply to
Tumbleweed

In message , Richard writes

Actually banking with Natwest doesn't make it easier to get a mortgage with Natwest

Reply to
Richard Faulkner

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