I sent a form R105 to ING Direct to register for gross interest, as I am a student not ordinarily resident in the UK. They refused it saying they were not required to accept form R105s.
So I sent in an R85, but they refused it because I don't have a National Insurance number. Since I'm not working I have been told it is difficult to get one.
HMCR Self-Assessment Helpline says that my only real option is to claim the tax back from HMCR. Is this correct? The procedure for that seems like a confusing pain, and might not even be worth what little money I'd get back.
Thanks for any help.