Insurance: Let's start naming the bad & good ones!

We all know that the level of service provided by the major insurance Cos varies immensly.

Now that everything seems to be based on how cheaply they quote to get your business, let's start logging how well they shape up when you need their help.

I'll kick-off with example :

Example 1: But, lTo register a claim with Zurich, I called their 0870 (very chargable) number. It rang and rang. After more than an hour calling this number, I tried their 0800 (free) sales number. Of course, the

0800 number was instantly answered but couldn't be switched thru' to claims, although, I suspect the answering folks where only a few desks away from each other.

Because I couldn't make contact with the Claims Dept by 'phone, I followed it up with a grumpy e-mail. The response was pleasingly prompt and very informative. "I'm sorry you had such treatment ... here's the info/forms that you need to make a claim.... sorry and all that ... but think yourself lucky you don't work here, it's a zoo! Regretably, the management is utterly incompetent".

Of course, I can't claim that this e-mail represents the truth, since I have no idea who answered my e-mail but I suspect that it says something. Who knows? I think they are based in Hampshire.

But, let's start naming some insurers and they behaviour.

Example 2: So that nobody thinks that this is an empty and one-sided winge, Direct Line sorted my partner's car incident perfectly with no impact on her ncb given that the other party admitted liabillity.

(I am not an employee of any insurance Co. and never have been. I do not have any interest in any insurance Co. whatsoever. This append is like the Ronseal Ad. "It's what it says on the tin" and only seeks to flush out info of the good & bad in the insurance industry (industry? - there was a time whem an industry made real things :-) ).

So let's try to sort the good guys from the toads. NAFFER

Reply to
naffer
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naffer wrote

After I wrecked my car I filled in a claim form and sent it to Zurich along with photos taken at the scene. I then collected a courtesy car from their approved hire firm, which was a crummy little car, but after all the accident was my fault. ;-)

Two weeks later, after they had inspected my car, decided it was a write-off, I received a cheque in the post for it's current market value, and bought a replacement car. My lady passenger sued for whip-lash injury (no jokes please!), and received several weeks massage treatment at BUPA and a settlement of £3000. The farmer had his dry stone wall rebuilt in due course.

I pay my insurance via a broker, so I could have handed the claim to him, I discovered afterwards. My protected no claims bonus was unaffected, but I have been very careful for the five years since the accident . . .

My daughter is insured with Direct Line. She had similar excellent service after she had a write-off when an artic pulled across her path.

Next . . .

Reply to
Gordon

I think you'll probably find c*ck-ups with them all. When things go well, they go excellently, but something slightly out of the ordinary and they foul up. Had a hell of a job with Saga when my wife had her tyres slashed by some local hooligan.

Tiddy Ogg.

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Reply to
Tiddy Ogg

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