Hi I posted out a cheque which was cashed in and it took be over my overdraft limit (not a HUGE problem because it was for a parking fine and if they had rejected the cheque a) natwets woulda charged me for a bouncing cheque b) i probably woulda had to pay more for the fine
however, i got a letter through the other day telling me i would be charge
30 (as expected) but balance on the account is again near the OD limit - if they charge me that 30 charge and put me over my limit will I get charged ANOTHER charge for going over the limit?
Also why do they sometimes reject transactions when you have a 0 balance (or reached your limit) and sometimes let them go through?
I asked the lady at Natwest once and she said it just happens...is there any way of forcing them to refuse any transactions when I hit my limi?