As to my previous post the financial difficulties I am having due to the missing cheque, I am thinking of going to the bank in the morning my local branch to ask for an increase in my overdraft. I have not asked for two years since i was refused. My credit rating is good will the manager be able to just do this there and then at his discretion or do they do a credit check and I may be refused. If they do a credit check I would rather do it by phone any advise is much appreciated
Many Thanks emoloo