1. Will this/prior refusal influence future attempts to get credit No.
> (or is it
>based on underlying data eg credit ref info) ?
Yes - different lenders have different attitudes.
2. I am not a credit 'risk' - without going into detail, I am probably an
>extremely low risk, should I/they be concerned that their process has
>incorrectly classified me as NWJ (No Way Jose!!!)
You might be concerned, they won't be.
I take it you've seen your credit file ? -
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and search the group archive for the lending parameters -
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Daytona