Trust Cards?

Jul 03, 2004 9 Replies

I've recently applied for a LloydsTSB Platinum card they sent me a MasterCard. When I called them to ask in what way the card is different from its VISA equivalent, the rep said that the MasterCard is a "Trust card" but was unable to explain what she meant by this.



Can anyone shed some light? What is a trust card and what is the difference between it and a normal card?


for transactions and are both accepted as widely as each other. There is no difference to you as the user in terms and conditions. Personally as banks these days tend to issue cards which look very similar ( and easy to use wrong card) if my 'Debit' card is a Visa then I prefer my credit card to be 'Mastercard' purely so that I know which is which. Eric

TrustCard is a brand name from the TSB days, much like Barclaycard is.

Trustcard was TSBs brandname for their credit cards and presumably Lloyds now own that name. So it does not mean anything in particular.

Without a hint of irony, "root" astounded uk.finance on 03 Jul 2004 by announcing:

The difference is that it will not be accepted by retailers who don't accept Mastercard transactions. In the UK, I don't think anyone accepts only VISA or Mastercard without the other. It's a different situation overseas. VISA is an American company, Mastercard is European, so you may be better off in Europe but worse off in the US. In reality, however, I don't think there's a great deal of difference in acceptance.

Mastercard started in the USA, see

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for an outline of its history.

Virtually every outlet in the USA takes both Visa and MC.

Thanks for the reply, Alex. I understand that MasterCard and Visa are two different things but it's the "trust card" part that I was querying. To me it implies that my card isn't a credit card. Perhaps it's some glorified debit card?

Anyway, I'm not too bothered. I've submitted an application to change it.

Without a hint of irony, "root" astounded uk.finance on 10 Jul 2004 by announcing:

No, it is a credit card. As others have already replied, TrustCard is/was TSB's brandname for their credit card product and not a type of card in itself.

Trustcards come in both Visa and Mastercard varieties.

Without a hint of irony, Jonathan Bryce astounded uk.finance on 10 Jul 2004 by announcing:

Yes, thanks for that. I assume you meant to reply to the OP instead...

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