Lloyds Platinum card

So, I take it that the Platinum from Lloyds isn't very popular, given the many replies I've had to my question?

or, that anyone who has onegot it by filling in the paper form their branch kindly offered them?

I got mine in my branch. The form had the option of Visa or Mastercard.

My wife has several times recently been offered a pre-approved Visa card - no Mastercard option.

Responsible lending policy - offer a housewife with an income of £110 per month Child Benefit a credit card with an £8000 limit! She didn't take up the offer......................

Alan

Don't reply to this e-mail address - messages will be deleted unread. To reply to me take away the news and substitute alanc

I see.

Sounds like your wife is more responsible than the lender!

Thanks for all your replies guys.

While we're still on this subject, is it worth going for this card?

I already have an Amex Blue which I'm very happy with, but I could do with another, preferable a VISA, so that I'm covered for purchases, esp. where AmEx is not accepted. I don't need a huge credit limit on this as it is going to be my secondary card.

I'm not interested in interest rates or balance transfers, but getting cashback (as I do with my AmEx Blue), or in generous cases air miles or other _useful_ points, would be an added advantage.

So, should I get a Lloyds Platinum or anything else? If so, what?

"root" wrote

Why does it need to be VISA? What's the big problem with MasterCard?

I was under the impression that MasterCard is less known than VISA (both nationally and internationally). If anyone knows otherwise, I'd be pleased to hear it. Are there any advantages one had over the other?

I have one of each. Never had either one refused for payment, in civilised or not-so-civilised parts of the world. My impression is that any merchant who takes one takes the other as well - it's only Diners/Amex that may be less universally accepted.

Bitstring , from the wonderful person root said

Nope, MC is as widespread as Visa these days. I haven't had any reason to use anything else for years now. MC was even accepted in some very funny far away places, where they turn their noses up at Amex.

"root" wrote

In my experience (mainly in UK), Mastercard & VISA seem to be pretty much interchangeable - any retailer which accepts one of these, tends to also accept the other.

I've heard that (perhaps) Mastercard may be slightly more widely accepted in Europe, whereas VISA may be slightly more widely accepted in America. Don't know how valid that is, though.

Ah! That suggests that VISA is a US-based card, whereas MasterCard is European?

Without a hint of irony, "Tim" astounded uk.finance on 09 Jun 2004 by announcing:

Fairly accurate, although both are widely accepted worldwide.

Without a hint of irony, GSV Three Minds in a Can astounded uk.finance on 09 Jun 2004 by announcing:

Like Domino's Pizza? :-p