RMS, EFSNet, and PCCharge all process Debt cards independently. EFSNet links with PCCharge and processing Debit Cards. RMS, PCCharge, and EFSNet process Credit Cards as a linked unit. Why does PCCharge (the number one Credit Card Processing Software) not function with Debit Cards from RMS (the number one POS system). On the surface, it would seem like an relatively easy interface. We have many customers that prefer Debit Cards since they are so convenient. Debit is becoming the norm for Retail Business. RMS interfaces Debit with Vital; however, there are several issues concerning this solution.
1) Vital only works in Batch mode (not interactive like EFSNet). Most Retailers are moving to Quick processing and settling.
2) The POS system (RMS on a standalone PC) directly links to the Internet with Vital. This creates three problems. a) Weaker security. b) A redundant Gateway problem. c) Can not truly lock down Internet Explorer on the POS system.
3) PCCharge has a better CC report system than RMS and can be centrally controlled.
4). Independent dual cash draw systems will no function using Vital.
The solution: Make RMS process Debit cards to EFSNet through PCCharge.
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