Running Q2009 dlx - and just started tracking our Mastercard transactions using Quicken.
One thing I noticed - maybe a bug - is that the "transactions" screen, at the bottom has 3 related balances....
--> Online Balance / Credit Remaining / Ending Balance
For me - all three show the same number... $1236.42 which is the current outstanding balance.
Yet, it appears that the QFX download file does indeed have the correct "credit remaining" info at the very end of the downloaded file.... below...