Is it possible to eFile with the IRS and Calif FTB directly, with no middleman?
I use TurboTax (PC version, not online) to prepare my returns.
I believe I can use TT to eFile.
I would prefer not to.
It's not the cost. It's the privacy and identity security.
I would be okay with a middleman if the tax returns are encrypted/decrypted end-to-end between my PC and the IRS/FTB computers. But I don't know how to get such assurances, if that were even true.