I note that they are changing the terms and basically wiping out the cashback .. you can only get cashback up to 20k/year, and you only now get 1% on amounts over £1500 per statement .. so it's pretty much a
0.25% cashback card now for many people.Oh well, time to move again...
Agreed! Where do you go, though?
Here?
Not sure. 1% cashback on all purchases sounds good - but there's an £18 annual fee so, in effect, there's no cashback on the the first £150 each month. But then there's something about a £10 annual bonus - which partially restores it if there are not too many hoops to jump through.
Thing is, I already have a CapitalOne card - and they hadn't used to let you have more than one. I tried to change to a better one once, and they wouldn't let me apply until I'd cancelled the existing one - and they wouldn't guarantee that I'd be accepted for the new one - so I told them to stuff it!
Sounds like par for the course. I use a Capital One cashback card, 1% unlimited and no fee. But they won't increase my credit limit. It's not that they've refused my request: they say that they don't have any mechanism for cardholders to request an increase. Bizarre. So in expensive months I end up using my old Halifax card (1% on first £20k, no fee) to avoid busting the Capital One credit limit.
I have a Capital One "World Card"
it pays 1% cashback and no annual fee.
GSV 3 M>
snipped-for-privacy@rogersfamily.uk.net:
Same here.
But I bet they're not accepting applications any more.
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