I have three credit cards, one has a 12000 limit with zero balance. The second has a 6500 limit also with a zero balance. The third has a 9000 limit with a 2500 balance as I have been rate tarting recently which explains the three cards.
I have no intention of using either of the cards for purchases and will probably look for another card once my interest-free period is over. Should I definitely cancel all the cards or only the zero balance cards and how will this look to lenders i.e. is it better to have three cards or only one with a balance?
Many thanks