If a company (or individual) has my credit card details possibly from previous transactions, what safe-guards are there that they cannot charge any amount to my credit card in the future without my prior permission. My credit card company don't provide any information on the topic apart from the fact that I can query the transaction - if I spot it some time in the future.
Many thanks
I don't see that there is any guarantee that this won't happen. But then, it could - and has - happened even if you purchase something using the proper, i.e. paper-based, credit card billing system. The Financial Ombudsman Service had a case about a year ago when someone went into a nightclub and when he got his c/c statement found that he'd been charged for any number of drinks, etc. He won his case.
Rob Graham
I work for a company that accepts credit card transactions.
If I was so inclined (and I'm not), what's to stop me using an internet cafe and your credit card details to access any number of "premium rate" sites, downloading the information/software/movies/music to my USB zip drive/pen drive/whatever portable storage device and walking away?
Erm, nothing!
Yes, the credit card company or the retailer must provide some sort of evidence that you authorised the transaction if you claim you didn't make it. Use of the correct PIN is sufficient I think, or a signature, maybe a tape recording of your voice?
I also work for a company that takes CC, and I have a database of 1000's of CC numbers I could use, but I would almost certainly soon loose my job if I started "harvesting" the numbers to make online purchases!
It happens regularly though. We had a recent case here in Aberdeen of a supermarket worker who was arrested for a fairly major scam. He had also worked on a casual basis in another supermarket, as well as his full time job.
James
"The court heard that Mahtani stole the money to impress his girlfriend, a successful investment banker." The full story:
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