I went to buy a new phone on contract. I gave them my details and I was rejected on vodafone. I then sign up with Orange and am accepted no problems. They then give me an offer which equates to a free deal after cashback on vodafone. I give them my business account number instead of my normal (student) one, and I am accepted.
This begs the question why was I rejected. I am on the electoral role, which is one of the first criteria that is checked. Could it be that they found that I had a negative balance on my student current account? I have a savings account linked to my student account which has over 10k, but as part of the student current account, I am given 1500 interest free overdraft throughout the length of my studies.
On my business account I am in the black. I have 3 other credit cards which I stupidly accepted when I opened up student bank accounts to take advantage of the 50 freebie. However I have never used those accounts or credit cards. I have 2 other mobile phone contracts. I have never had a problem paying by bills or had CCJs.
Can anyone see why vodaphone rejected me? I am under 22, and still live with my parents.