A couple of days ago I got 10 out of an ATM at the local HSBC. I went straight into a shop to get something but after a staff conference they refused the note. They didn't like the texture and it didn't give the right result when they put it under the UV lamp.
I asked the opinion of my boss, who has many years of experience in a shop, and she agreed that it felt funny, although thought that that could be due to it going through the washing machine. A Forged Note detector pen did not show any problems with it.
To the point: What should I have done next? Spent it in a shop where they use Pen detectors instead of UV? Or taken it in HSBC when they opened and asked them to replace it. If the latter would that have been as quick and simple a procedure as it should have been? ISTR that forged notes had to be surrendered without reimbursement.