I rec'd my eISA application details in the post today from Bradford & Bingley, however, on arrival it was obvious the envelope had been tampered with as it was a self seal envelope, but the letter had been opened and an attempt made to re-seal it. The flap was torn and crumpled. On the enclosed forms were loads of personal details, including:
Home Address (obviously!) National Insurance Number Date of Birth Home Telephone Number Work Telephone Number Main bank details (where interest would be paid/contributions paid from)
I rang my bank straight away, and they said they couldn't do anything unless something happened with my bank account (ie, all my money had been transferred out, or spent). I rang Bradford & Bingley. They said not to worry, they would need my password. However, I'm still not convinced, because I have often got around security by saying I've forgotten my password and they usually ask for something else, like any of the items in the above list.
I'm fortunate (or quite sad) that I do check my credit card/bank account/savings on a very regular basis, often daily, using Egg Money Manager, however, this wouldn't pick up any new applications made by somebody else on my behalf using my details above.
Can I contact the credit reference agencies and pre-empt anything that anybody may attempt to do?