I took out a contract with CPW - halfway in I wanted to cancel - they said they could use my inital deposit of 100 to pay the remainding 6months - great I thought. About 4 months after the contract was meant to expire I noticed they were still takining 17 a month out of my back. I phoned them up and they said as I did not write in at the time and cancel my contract carried on and I was liable for the charges. I told them that I asked on the phone the first time to cancel the contract and they didn't tell me I had to write a letter. I also wrote to the CS and got the same reply. In the meantime I sent a letter cancellign the contract.
When I posted to Usenet last time people told me to call the bank and say CPW had broken the Direct Debit agreement. I did this and Natwest gave me the money back - they said they would take it up with CPW and if CPW argued against it they would give CPW the money back.
Nothing happened. Yesterday I got a bright red letter from 'CCMEDIA' saying I should pay up or a County Court Claim will be issued against me and I could get a CCJ.
What should I do? Should I call up CPW againt and call up this CCMEDIA place.
What happens with a CCC do I have to go to court and explain myself?* I don't fancy getting a CCJ as I will prob need credit to buy a house and stuff in the enar future.
I think it will come down to me being able to prove wether or not the guy actually did tell me to send in a letter on cancellation when I originally called up to cancel the contract. (i did say i wanted to cancel it).
Obviously they know the bank took back the money I originally paid them - should I call up the bank and ask them why the hell they didn't sort it out. Or maybe it will look good in court if Natwest refused them?
Or perhaps I should pay the money and then issue a CCC against CPW to get it back? :)