I am writing a financial softare application that relies on me being able to determine a CC scheme based on the card number.
In recent time I worked with a banking application that provided a BIN listsing which gave me a set of rules to determine the CC scheme from, such as:
the number must consist of n digits, must have this pattern in the first n digits, must have a issue number, must have a starting data
or
the number must consist of n digits, must have this pattern in the first n digits
Now I am working with a completely different application that is more simplistic in that it insists that we specify the scheme that the card belongs to so that it can confirm or deny this.
Which is okay, I suppose, as it provides a simple number bin to allow this but the database does not store the MOP so later processing cannot be done as I have no way of specifying which scheme the card belongs to.
So is there a standards organisation out there somewhere that provides the more extensive CC scheme rules listing that I used in the previous system?
P.S. Sorry if this is the wrong ng to ask this.
TIA, Pep.