As a first time buyer, I'm wondering if at the end of the conveyancing process I actually wanted to borrow less money from the mortgage lender whether it is easy to change the amount (in my case by only about 1500) or whether that would count as a new mortgage application (I think by the end of the conveyancing I'd be able to save that extra. Anyone know if it is general practice to offer upto X, but anything slightly LESS is ok? (My particular lender is the Portman Building Society). Or does it normally depend on the lender in question?
Thanks.