Just been made very happy by someone at Norwich Union Home & Drivers Club Insurance. My annual renewal premium was £270 (Peugeot 307, mostly
40-something drivers). I thought I should have a quick look round at the market and did a quick search on AA website and found a little (but not much) reduction. Then rang NU for my existing policy and asked what effect changing the excess would do and the nice lady suggested making the policy any driver over 25 (unwittingly over the years it had become 'any driver' which included under 25s). The premium dropped to £183 by selecting 'any driver over 25'. So Thank you very much Yvonne at NU Home and Drivers Club in Glasgow for saving me £87 on my premium.(So happy that I just had to tell someone....)