Opening an account

Feb 10, 2004 14 Replies

I am trying to open a new bank account, but I have been forced to move out of a previous property that I lived in with a partner, I had use of her bank account for payments. I now need to open a new account to pay in some cheques, but I do not have any of the required ID for a bank, my passport + driving license are on old address. I cannot get new ID for current address as I am staying with my parents until I find a new house.



I do have birthcertificate, my driving license + passport and lots of other proof that I am me, how can I get a bank to agree to open an account?


Get a new passport and driving licence.

Since when does a passport show your address?

"Ronald Raygun" wrote

Sometimes .... in the "next-of-kin" space! [Married person..]

Mine doesn't have a next-of-kin space.

"Ronald Raygun" wrote

In mine (UK), it is headed "Emergencies" - towards the back of passport - and requests name/address of two relatives/friends "in case of accident"!

Nick said

One way, with you ex's agreement, is to open the account at the old address and then change it over to a new one straight away.

BTW, passports do not have an address.

I tried to open an account at Barclays and they were "funny" about some of my ID - so I went next door to the Nationwide who were quite happy to accept what I had and opened an account for me on the spot.

Your passport will be fine as proof of who you are. Most friendly organisations will offer a 'parent confirmation' of address. I.e. They will ask one of your parents to provide a letter confirming you currently live with them as long as they can provide proof of their own identity (ie provide their own passport & a household bill in their name) I assume you parents wouldn't have an issue with coming with you for this? Ask the financial organisation if they will accept this, I know of at least

1 organisation that does. HTH Vic

Without a hint of irony, "Tim" astounded uk.finance on 10 Feb

2004 by announcing:

Yeah, that's the bit you fill in yourself. I doubt it will qualify as proof of address when opening a bank account ;-)

Without a hint of irony, Peter Saxton astounded uk.finance on 10 Feb 2004 by announcing:

Why get a new one?

astounded

Can't think of a reason - I was talking rubbish.

Without a hint of irony, Peter Saxton astounded uk.finance on 10 Feb 2004 by announcing:

Well we all do at times :-)

You can just stick a label over the old addresses in your passport when these change. They are not the holder's address and your passport doesn't carry this as it would be a security risk while you are travelling away from home, among other reasons.

You should talk to some banks. It is likely one will accept your driving licence as it is, with the old address. If not I am sure they will suggest something, otherwise you will have to either open an account for something in your name (e.g. share broker's account, discount telephone service, etc) or wait for a new driving license.

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"DP" wrote

Agreed - I wasn't suggesting that this is *proof* of address, merely replying to RR's question "Since when does a passport show your address?" :-)

"DP" wrote

Well, it would be if your next-of-kin (eg spouse) lives at the same address as yourself!

"DP" wrote

So what do you suggest you should do when your next-of-kin *does* live at the same address as you (the holder) ??

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