Hi All
I have a finance agreement in place that I have not paid for since it commenced due to a dispute over the goods for which the agreement was made.
I have discovered that whilst I have signed the credit agreement, the finance company nor their representatives have signed it. I have the "customer copy" with my signature, not their's.
Can they enforce it ?
Thanks
I would have thought that whether they can enforce it depends on whether their copy has your signature, rather than whether your copy has their signature.
Alec McKenzie wrote in news: snipped-for-privacy@news.aaisp.net.uk:
For our credit agreements (cars) the signature from us comes after you have signed. You get a copy when you sign it and then another one is sent to you on execution of the agreement.
IIRC the credit agreements you get in shops for furniture dont need a second signature, you sign it amnd it becomes legal, but I may be corrected on that point.
Finally watch your credit rating, if you dont pay us in a dispute you would have to go the whole way (court and win) to get us to remove the awful credit rating you rack up by not paying.
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