Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
my rate factor is .03235 for 36 month lease what is my interest rate ?
cost of item: $26500 lease term 36 months $ 1 buy back at end of lease rate factor: .02325 what is my annual interest rate ? "herman" wrote in message news:522f7$5318e9c7$41b57997$ Post says "rate...
6 years ago 2
 
Five Return Limit for Efiling
I spent a few hours putting my 2013 tax info into , then attempted to efile. Efiling was rejected. The TaxAct rejection notice said I had already e-filed five returns. Evidently the IRS per Pub 1345...
6 years ago 3
 
fixed income historical data
Is there a bond index of some sort that is to fixed income as the S&P500 is to equities, and for which historical data is available over a long period ? (For example, Robert Shiller maintains a S&P500...
6 years ago 3
 
Valuing 401k as a Benefit
I'm considering taking a job at a startup which offers zero benefits. I'm trying to assign a value to all the benefits I would be giving up. But I'm sort of puzzled as to how to value the 401k plan....
6 years ago 8
 
FINRA on 401(k) rollovers to IRAs
FINRA, the Financial Industry Regulatory Authority, is the securities industry's self-reglatory organization. They do the various test, deal with broker and advisor registration and monitoring, etc....
6 years ago
 
Question
Why was my last post rejected without a reason being given? ======================================= MODERATOR'S COMMENT: Please re-post. The spam filters are sometimes aggressive, and every once in a...
6 years ago
 
Performance of top-rated Morningstar mutual funds
If you think future outperformance of top-rated Morningstar domestic equity funds will be 0.7% a year, as it was in the past, the after-tax return on index mutual funds will probably be higher, since...
6 years ago
 
Medicaid Renewal
A New York resident, age 54, has annual income low enough to qualify her for Medicaid, and she has been enrolled in it for several years. In 2013 she inherited $100K in stock. Say she sells $20K of...
6 years ago 3
 
IRA 59-1/2 (year or date?)
A number of bits of the tax code reference 'age by end of year.' So the child tax credit is lost if child turns 17 by year end, for example. Is the IRA no-penalty withdrawal 'by year end' or can the...
6 years ago 2
 
transfers and taxes
To simplify record keeping I want to move a few mutual funds from one of my brokers to another one of my brokers. Will that action be treated as selling & buying & therefore taxed? Be sure the...
6 years ago 4
 
401K Withdrawal (checkwriting) fees
I received a letter from my 401K that they would now be charging $6.00 check writing fee for any payment from the plan. Off hand I do not know how often most people with draw from a 401K after...
6 years ago 2
 
The Historical P/E Ratio of 15
Several years ago I queried if there was a rational, numerically meaningful reason for why the price-over-earning ratio for U.S. stocks as a whole historically has averaged around 15. Last week while...
6 years ago 1
 
Share identification under bipartisan attack?
Happened to see this on Kaye Thomas's Fairmark site today and wanted to pass it along: "...both President Obama and Dave Camp, the Republican Chair of the House Ways and Means Committee have proposed...
6 years ago 5
 
eftps payment from e*trade
Has anyone tried making an EFTPS payment from their E*Trade account (i.e. given the E*Trade brokerage account as the one to collect the funds from)? Has this worked / have there been any issues?...
6 years ago
 
A convoluted Phase Out question
I've studied how the effect of taxation of Social Security benefits can create a phantom 46.25% 'bracket' for a single who would otherwise be at 25%. And I think that for those who are at a taxable...
6 years ago 4