Latest threads in Financial Planningshow only best voted threads

Subject Author Posted Replies
 
Buy, Hold, and Rebalance
Rick Ferri (kind of like a broken record, but at least it's a great song) on Buy, Hold, and Rebalance: Nothing new here, but always a pleasure to read, and a couple of nice illustrations. David,...
7 years ago 1
 
cc refunds?
Here's a naive cc question... if you get a refund for return of a pricey item posted to your account AFTER being hit by a monthly bill for that and other items... do you pay it all anyway in order to...
7 years ago 2
 
Tax Free Transfers to Charity
There is a nice benefit to direct transfers from your IRA to a charity. It avoids a large increase in you AGI and maintains the value of the standard deduction. It has been renewed for 2013 and under...
7 years ago 2
 
Ultra-Short summary of American Taxpayer Relief Act
As posted to my worpress blog at Ultra-Short Summary of American Taxpayer Relief Act of 2012 (HR8 as amended by the Senate) American Taxpayer Relief Act of 2012 (HR8 as amended by the Senate) The...
7 years ago 5
 
What year for SEP IRA contributions apply?
I understand that SEP IRA contributions for self employed are based on ~19% of net profit. However, one does not know net profit till after filling your taxes. So if I contribute money in 2013 to SEP...
7 years ago 1
 
timing and credit score? - renew home equity line
Okay, we have a median price single family home in the suburbs with first mortgage paid off, and a home equity Line of Credit ($40,000) that expires April 2013. This is according to original contract...
7 years ago 3
 
Surviving the Fiscal Cliff
Article from CNN/Money about surviving the fiscal cliff: (if anything) are MIFPers doing to prepare for the fiscal cliff? --Bill Long term capital gain tax goes from 15% to 20%. Big deal. Certain...
7 years ago 2
 
A muni meme is born
I was doing a write-up about the new Medicare tax on net investment income, and one thing that struck me is that tax-exempt municipal bonds are one of the few income sources that won't be hit by it....
7 years ago 5
 
Extra-large dividends this year?
Anyone tracking or have any idea how many companies are paying out extra-large dividends in advance of the upcoming tax hikes? I know Costco is paying out a very large dividend and Oracle has...
7 years ago 3
 
question about TIPS via ETFs
Hoping someone can help me understand this... Accidentally came across an article in Fortune magazine states that: "A major advantage of buying an ETF over an individual bond: If you're holding the...
8 years ago 1
 
new bond/income funds
i havent kept up with current mutual fund screeners, which sometimes dont work on tablets anyway, so was reduced to checking out a list of fidelity funds with max yields. a high yield protects you...
8 years ago
 
New Visa and credit
I just opened a Charles Schwab checking account tied to my brokerage account and recieved a Platinum VISA card to be used as a debit card. I have great credit and am wondering rather or not to...
8 years ago 9
 
WSJ: Make the Most of Your First Meeting With a Financial Adviser
[Trying for a third time. Moderation filters keep catching this and I'm trying to figure out what's tripping it up.] Make the Most of Your First Meeting With a Financial Adviser Wall Street Journal...
8 years ago
 
college education account/trust for non-family members
Hello listmates, Here's my question. In the US, is there a way to create an account of some sort with limited access for children who are not your family members. The principal requirement is that...
8 years ago 2
 
Social Security timing strategies
Recently, I've run some numbers regarding the value of delaying taking Social Security. It's really quite amazing, and pretty easy to see when you're talking about a single person putting off taking...
8 years ago 3