Purchasing Quicken Premier to replace 3 year old version

I know I'm probably in the minority... as I used to buy my Q and TT software CD's on eBay, and then thought.....

#1 - I REALLY depend on these software packages, so therefore, I want to continue to support the Q/TT revenue stream, for creating and supporting these desktop versions, (vs online versions), and have since bought the honest retail versions from wherever...

#2 - I REALLY depend on my computer, and these software programs, and now would not risk getting a "modified" copy that could affect my computer.

SO - coin toss -

No coin toss here. Sometime before now and then I'll be at Costco and see Q and TT there, I'll toss 'em into my basket and use my AmEx card to pay. Quick, easy and I get a discount using the card.

That's the kind of thinking, re spending, that got your nation into the financial trouble it is in--too many consumers spending more than they should.

Sharxster has written on 11/12/2013 1:45 AM:

Really? I thought it was because unscrupulous Wall Streeters made bad loans to people who didn't qualify.

That too!!!!!!!!!! However, millions of people bought stuff when they had no business buying anything aside from basic shelter and groceries. Example, all the unqualified people taking out mortgages.

That's the kind of ignorant reply that got you tossed into my bozo bin in the first place.

Not even close, it's because stupid politicians passed laws forcing banks to make bad loans to people who didn't qualify.

True enough, however, just because a person CAN borrow money doesn't mean that they SHOULD borrow the money regardless of the desire of the lenders to make a deal. Too many people CONSCIOUSLY borrowing to obtain a standard of living that they DO NOT DESERVE.

What law was that that FORCED banks to do that?

Oh, there's an authoritative source. The CRA was to keep banks from refusing people with same qualifications because they lived in a minority area. CRA loans accounted for 2% of loans during and prior to the subprime crisis.

This is typical of the internet; don't accept statements at face value.

Bruce has written on 11/26/2013 4:49 AM:

"The Act instructs the appropriate federal financial supervisory agencies to encourage regulated financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation..."

ENCORAGE. SAFE AND SOUND OPERATION. Uh-huh!

Instead, GREED was the operative word re the lenders. By having poor lending policies, they enabled the mindless to spend more on trinkets and housing and vehicles excessive to their ACTUAL NEEDS.

Sharxster has written on 11/26/2013 11:17 AM:

Well, that's quite a red herring.

First of all, you lied when you said that lenders were forced to make bad loans.

Second, American businesses have always encouraged people to buy, buy, buy! That's why we have credit cards, layaways, etc. Tell me why a person who owns a 100 foot yacht NEEDS a 150 foot yacht.

Nope, true statement. Read up on it.

I did. For every article that says that lenders were forced, there are 5 that says they were not.

Do you have an actual credible source that spells out where in some law that lenders must make bad loans?

NO one was forced to buy anything. Did lenders advertise? Of course. And the lenders made these loans because the government insures them. Mortgages are not a good deal for banks. Thirty years at a fixed rate only benefits the borrower, protecting them from increases. IN fact, that's why Fannie and Freddie were created, so lenders would lend.

You want to fix blame on other that the people who stupidly borrowed what they couldn't afford to repay, blame the government. People should be responsible for their own decisions and the consequences, and I mean the individuals, not the rest o us who are financially responsible.

No, or he would have produced it by now.