Another wrinkle. I rebooted my computer and noticed that the Billminder display that comes up at bootup doesn't match the one I get when I run Billminder from the Sidebar gadget. The bootup version shows no upcoming transactions at all. The one I run from the gadget shows 3 upcoming transactions. And, the gadget, itself, still shows 13. I deleted both the QW.RMD and gadget.rmd files from C:\Users\Dave\AppData\Roaming\Intuit\Quicken\Data, started up Quicken, quit it, refreshed the gadget, re-ran Billminder and rebooted to see the boot-time display. Same thing. Two Quicken tools giving me 3 different answers that should be identical.
Dave