Just a note that I updated my Quicken 2004 to Quicken 2007 (both Deluxe) this past weekend to avoid the sunsetting of the on-line feature.
The upgrade went fine and fast. Quicken didn't make any changes to my settings (Billminder stayed off, my home page remained my checking account register). It also updated itself to the R4 release. My only complaint is the 4 junk-ad icons it put on the desktop.
I don't use some of the fancier features. It's mostly just checking, credit cards, 401K, and some loans (all paid off now!!) I backed everything up first to multiple sources.
This is under Win2K.
I tried to use the newer OneStep update that works with WebConnect sites, but it didn't work with mine. Possibly because my bank is using a new logon process for safety. The password is entered on a separate screen after it verifies my computer is safe. If it doesn't recognize it, it goes to a different screen where I have to type in an alternate password by clicking on a mini-keyboard.