Chip&Sig refusal: Capital One

There is also the issue of additional consumer protection available when paying with a credit card.

How do you know what you are authorising with c&p? How difficult would it be to rig the terminal so that it authorises the larger amount entered by the crooked shopkeeper but displays the amount that you should be charged. Try to dispute that with the c/c company.

very, and unless you were the owner, pointless. I suppose in a one-man shop it might be feasible but its unlikely you'd get away with it for long.

At 18:12:58 on 14/11/2005, s snipped-for-privacy@yahoo.com delighted uk.finance by announcing:

Given that the bank should certify any application before it connects to their systems, it should be fairly difficult.

I asked the APACS people about the apparent discrepancy between what their site said and what the Capital One customer service person had said.

I had an email response saying that APACS would talk to Capital One about it.

The next day I had a phone call from Capital One. After a fairly brief conversation I was promised that when my current card expires at the end of January it will be replaced by a Chip and Signature card. Let's hope that's what happens.