credit card applicaction criteria: phone line

Sep 17, 2006 6 Replies

At least one credit card, like the Paypal card

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say that they require applicants to have a registered landline. Does that kind of rule me out if I'm using SkypeIn (VOIP)? I assume that the phone number I 'rent' from Skype is probably registered in their name. If that is the case, do other credit cards require you to have a phone line in your name (haven't seen others that require this) or at least your house? Can that give me problems if I wanna apply? Seb



Even if they don't require it, having a land line telephone number often gives you extra points in your credit score.

If you give them an 01 or 02 number, I don't think there is anything they can do to check what type of line it is, other than ask you for a copy of the bill.

Doh! Skype doesn't send bills!

Seb

ITYF that is precisely what Jonathan meant.

tim

Nor does BT to many customers

Mark BR

If you have skype then how do you connect without a "landline" to provide your ISP connection?

I use cable (NTL)--I guess people who share a broadband connection could have a similar setup.

Seb

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