integrated processing & credit/debit tender types

Dec 07, 2006 1 Replies

I am considering using integrated card processing with RMS (currently I use a standalong credit terminal I own and a tender type I created called "Credit and Debit"). I have the following questions:


- Will RMS detect the proper card type when it is swiped, or does the cashier have to arrow down to the right tender type? If so it would help eliminate errors in choosing the wrong tender type (e.g. VISA, when it was really Mastercard).


- Because of our fee rate structure with our card processor, we process debit cards as credit cards below a certain sales amount because it is cheaper. Will we retain that ability if we use integrated processing? That is, if RMS auto-senses the tender type, can we override it to process debit cards as credit cards when desired?


- We have to manually input the "last 4 digits" of the credit card number on our standalone terminal. This is a pain.Will we still have to do this if we use integrated card processing?


Thanks in advance for your help. Please Cc me with your responses so I can see them faster. Thanks!


______________________________________________________



Larry Leveen OlyBikes Bikes, Parts, Repairs & GREAT Customer Service!


124 State Avenue NE Olympia, WA 98501

P: 360-753-7525 F: 360-528-7526 snipped-for-privacy@olybikes.com



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See some of the answers (the ones I can help with) below ...

Cashier will have to arrow down - BUT you can setup to have RMS double check (by first digit of card number) and detect any wrong 'card type' entry

NA / RMS does not detect card type. You will have to get a compatable pin pad to work with RMS to acept debit cards.(non Master/Visa branded)

No - if you have or add a card mag reader, just swipe card

Off Topic PS: I assume you are a bike store? I am a bike lover and recently got my first recumbent bike - and LOVE it!!

Hope that helps,

Marc Beverly's Pet

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