My Discover card is used almost daily for groceries, gas, drugstore, dining, and for several periodic auto-charges. Nearly every day one or another of the charges gets an extra transaction downloaded. These extra transactions have a six digit number in the Payee field, such as 0105227, and no other fields filled in. There is never a charge, nor credit, and they seem to be associated with several legitimate charge payees, like Giant Foods, and several of the big oil companies. I've always assumed they represent some internal transaction that Discover uses to either pre-authorize or verify my account before actually completing the charge. I admit this is a minor inconvenience, but why should I have to deal with yet another "minor inconvenience". I know I can re-sort my account register and easily delete a year's worth of these worthless transactions. And I've done that from time to time. But, why are they there? Is there any reason why I might ever need to refer back to one of these? Is there any reason I should not just delete them?
Thanks, Happy New Year