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Extra Transactions especially in Discover Account

My Discover card is used almost daily for groceries, gas, drugstore, dining, and for several periodic auto-charges. Nearly every day one or another of the charges gets an extra transaction downloaded. These extra transactions have a six digit number in the Payee field, such as 0105227, and no other fields filled in. There is never a charge, nor credit, and they seem to be associated with several legitimate charge payees, like Giant Foods, and several of the big oil companies. I've always assumed they represent some internal transaction that Discover uses to either pre-authorize or verify my account before actually completing the charge. I admit this is a minor inconvenience, but why should I have to deal with yet another "minor inconvenience". I know I can re-sort my account register and easily delete a year's worth of these worthless transactions. And I've done that from time to time. But, why are they there? Is there any reason why I might ever need to refer back to one of these? Is there any reason I should not just delete them?

Thanks, Happy New Year

Reply to
JMc
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Same here although there is more variety in what shows up in the payee field and sometimes there are works in the memo field, sometimes only alpha characters in the payee field. Same thing happened in money although as I recall the payee was usually blank as Money processed it.

It ought to be safe to delete all those zero dollar transactions. Go ahead and let us know if there's any pronlem. For now, I figure it's safer to leave them.

Reply to
kapjim

snipped-for-privacy@example.com wrote in news: snipped-for-privacy@4ax.com:

I've always figured there was info in those extra $0.00 transactions such as a transaction number. But it doesn't help my bookkeeping really. So I have almost always deleted them while importing the transactions after downloading. Now I sometimes copy the info into te memo field of the transaction they belong with.

Reply to
Han

Why does one not call Discover and see if one can find out what the information refers to? If this happened to me, I'd probably view it as a fun 'mental' exercise to find out and also raise people's awareness in the FIs that we indeed pay attention to this stuff via Quicken download capabilities. Just a thought.

Reply to
Andrew

"Andrew" wrote in news:4d231d98$0$31286$ snipped-for-privacy@cv.net:

It's a good thought, Andrew, but lethargy prevents me from immediately acting . And'it's not a big deal to me.

Reply to
Han

It is a good idea, though it also happens to a lesser extent with other credit accounts. On the other hand, I've worn my patience thin with "dim-witted, foreign accented, don't even understand the question, so read from an inappropriate script" CS folks at FI. I am now convinced that Wells Fargo can supply an infinite random script of different, but useless responses to the same question posed as often as my patience persists. I guess I was being hopeful that one or another of the faithful readers here may have found an answer and would share. I know, kind of selfish, but it's a new year and hope re-springs eternal for at least a week. Happy New Years,

Reply to
JMc

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