The "inside information" is to make your normal user an administrator. Then you are running as administrator all the time and shouldn't be asked for permission for shit. I think you might also need to turn off UAC in Vista even as an admin.
Meantime, you might wish to check out Steve Gibson, of Gibson Research Corporation producing /Spin Right/ and /Shields Up/, who does a podcast with Leo Laporte called /Security Now/. I listen to this regularly. Not really trying to plug /Spin Right/ or anything but I do enjoy Steve's approach to things and laborious and thorough explanations. And hell you gotta admire anybody who writes all of his stuff in 100% assembly!
In any event episode #83 is entitled /UAC in Depth/ in which he talks about UAC controls in Vista. From the Security Now page here are some links:
Episode #83 | 15 Mar 2007 | 50 min. *UAC in Depth*
Leo and I wrap up our quest to get Windows Wi-Fi to 'Maintain Full Radio Silence' by adding one additional important tweak to Windows settings. Then we discuss the detailed security implications, now and in the future, of Vista?s new and powerful user account control (UAC) system. [RIGHT CLICK and SAVE AS to download a high quality MP3 audio file] 24 MB [RIGHT CLICK and SAVE AS to download a smaller MP3 audio file] 6.1 MB [LEFT CLICK to view any supplementary notes] 3.4 KB [LEFT CLICK to view text transcript as web page] 81 KB [RIGHT CLICK and SAVE AS to download a text format transcript] 43 KB [RIGHT CLICK and SAVE AS to download PDF format transcript] 101 KB