Upgrade to Quicken 2009: Deluxe or Premier?

You shouldn't lose any functionality (by design) when you upgrade from one Deluxe version to another Deluxe version (or Premier to Premier, etc.).

New versions of Quicken come with a 60 day unconditional money back guarantee; you can insure the above for yourself when Q2009 is released.

Well that was pretty stupid of me. For some reason, I had in my head that you were talking about Q2010, so I didn't even pay attention to the fact you said Q2009.

Anyway, the rest of my comments hold; but you can currently buy Q2009 and get the money back guarantee.

No knowing all of the features you use in Q2006D your should be fine in upgrading. You will not lose anything (i.e. they did not take anything from Q2006D and move it to a Premier - which your cable company loves to do). I upgraded (downgraded) from Q2008P to Q2009D as I was paying for features I did not use - lots of it to do with planning. My conversion went fine and I continue to be able to do what I want in Quicken. I am able to deal with Investments just fine - regular, IRA's, 401(k), etc.

Oilcan

-----Original Message----- From: lorenzo snipped-for-privacy@hotmail.com [mailto:lorenzo snipped-for-privacy@hotmail.com] Posted At: Tuesday, November 11, 2008 8:30 PM Posted To: alt.comp.software.financial.quicken Conversation: Upgrade to Quicken 2009: Deluxe or Premier? Subject: Upgrade to Quicken 2009: Deluxe or Premier?

I am using Quicken Deluxe 2006 and I need to upgrade to Quicken 2009 before online services are retired (probably in the Spring 2009).

I am using Quicken to manage checking/credit card accounts and to download transaction from brokerage accounts (stocks, bonds and options).

Should I upgrade to Deluxe (i.e. the same version) or to Premier? In other words, does Quicken 2009 Deluxe provide -- at least -- the same capabilities of Quicken 2006 Deluxe to manage investments? or the investment features have been moved to the Premier version?

From Quicken advertising, it appears that Deluxe is just to manage checking/credit cards accounts and monitor expenses, while to manage investment you need the Premier.

It seems strage that a newver version of the same product (i.e. Deluxe) does not provide the same functionality of earlier version, but you never know. So I am confused about which version to buy.

Thanks for your help Lorenzo

Thanks for all your replies. It is what I did expect, but you never know for sure. Lorenzo

Hey John, So if I never really did anything under the planning tab, Premier was probably a waste for me and I could downgrade to Deluxe without losing the things I use? I do track my 401k and some stocks. That is still in Deluxe as I understand it.

That's how I understand it too; but I haven't had a Deluxe version of Quicken since Q2005. That's why I pointed out the 60 day return policy; that should be enough time to determne for yourself that the features you want are present.

I can't recall any features being moved from a lower to a higher version of Quicken from one year to the next, but that is very difficult to verify conclusively: to be confident, one would have to own, at least the two versions in question, and sometimes one might have to own those two version and the two versions next higher in value (to determine for cetain if a feature had been dropped altogether or moved to a more expensive version. Some features have almost certainly been dropped altogether.

Can speak for Deluxe 2008 version and would not expect any difference in 2009.

Actually the Deluxe version includes a host of "Planners"; Retirement, College, Home Purchase, Debt Reduction, and Special Purchase.

My impression is that Premier adds enhanced investment analyses functions that are not available in Deluxe.

But yes, Deluxe can manage/track all the various account types - including regular investment accounts, IRA's, 401k's, etc.