Hi,
On Friday, I went into my local branch to close an account. The account was slightly (about 14) in the red - my last transaction had left it with a slight credit, but more recent charges had taken it into the red.
Today (Sunday - presumably received Saturday) I received a 1st class letter from them dated 15th (prior to my visit!) referring to a letter dated
9/10/07 (which I didn't receive and) which they said they sent me, saying insufficient funds etc ....
I am just wondering if it happens that banks conveniently pre-date letters and / or refer to letters which haven't been sent?
Yes, I am cynical, but there are certain institutions that I just do not trust.
Thanks, Iain