Chip and Pin - At Banks

Mar 07, 2006 52 Replies

At 12:04:41 on 15/03/2006, snipped-for-privacy@tiscali.co.uk delighted uk.finance by announcing:

In message , Alex writes

No he is not.

I took it to mean that you used the Post Office to pay into another bank as well. The word 'via' contributed to this.

In effect you were saying you pay into your account at the bank run at the post office via the post office. This gets us nowhere.

In message , Mike Williams writes

No, only some banks have the arraignment, The only clearers are Barclays & Lloyds TSB and only for personal accounts.

But if you have a 'Basic Bank Account' or similar restricted use account, then you can access most banks at the PO.

In message , Ronald Raygun writes

Despite my age, I can usually tell by reading the sign on the front of the ATM

At 13:33:23 on 15/03/2006, john boyle delighted uk.finance by announcing:

I do. My bank.

Well it would.

No. I said I pay my cash and cheques in at the Post Office who forward them to my bank whilst charging me nothing.

Alliance & Leicester (who bought Girobank), Clydesdale, Co-Op (inc Smile) do as well. A&L, Clydesdale and Bank of Ireland are the only ones that offer the same for Business Accounts.

The banks were pressurized into creating these type of accounts when the DWP stopped issuing pension books etc. The banks were never keen on opening them because there is no money to be made with these

Mike W

In message , Mike Williams writes

Yes, by 'clearers' I meant the old meaning! Sorry.

Exactly|!

In message , Alex writes

And your bank is?

At 00:00:17 on 16/03/2006, john boyle delighted uk.finance by announcing:

cahoot

In message , Alex writes

Well I must admit your words were exactly as you said they were, buyt I stand by what others have said in so far as what you said and when you said them implied otherwise. Top 'pay in' cheques at the PO for cahoot means giving them a sealed envelope which they send to Cahoot, just like using royal mail a. Cash is accepted against a pay in slip though.

At 23:11:18 on 16/03/2006, john boyle delighted uk.finance by announcing:

Not at all. I get a pay-in slip stamped by the P.O. who check the cheque before I seal the envelope. Or I just send it through the post. Depends whether I'm going past the Post Office that day.

Mine too and when I get money out of my Smile account at the PO, I put my card in and enter my PIN. The cashier then hands me the cash. I could do this well before chip and pin was fully available.

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