A simple question to which I think the answer is no:
Can a direct debit be reinstated after I cancel it?
My problem is that I cancelled all direct debits with my old bank but had an
oversraft with them so left the account open as I was paying it back.
Then the bank that had a direct debit set up with them reinstated it and
started claiming the direct debit again. As no funds I got charged a direct
debit non payment fee by my bank and then when I went over the overdraft
limit they hit me for that to.
The bank are stating I have to claim these fees back from the organisation
making the direct debit claim.
As stated at the start of this ramble I thought and have been told by bacs
that once cancelled a direct debit cannot be reinstated without my
Any thoughts welcome and sorry for rant!
- posted 13 years ago