How do I cancel a Direct Debit....

Question

I decided "spare of the moment thing" to enrol on a computer training course which was going to cost me 70 a month, having to pay it by direct debit.

The problem is, is that I have had a good think about it, and I've decided that I really can't afford that much money on a course when I am still in debt!

How do I cancel the Direct Debit though? I have not yet made a payment, but the first payment is due round about Thursday next week, and I know that if it comes out I will end up overdrawn (I don't have an overdraft!). Another problem is, is that i can't get in touch with the computer training company as I can't find their number! (I did have it around here somewhere, but my dad has been on a mad cleaning spree - I think you can guess the rest!)

HELP!!

Adrian Boliston · Accepted Answer

You pick up the phone and call your bank. If you have online banking you select the DD in question and hit the "cancel" button!

They may still be able to chase you for the money if you have made a commitment to pay, so you are best off trying to negotiate and get their sympathy.

Robert · Answer

But cancelling the DD does not mean you don't owe them the money.  What is your agreement with the course provider?  Can you pull out? Robert

Alex · Answer

Without a hint of irony, "Bea" astounded uk.finance on 14 Oct 2004 by announcing:

Inform your bank. This will leave you having to find another way to pay the company, however, unless you also get the company to cancel the course.

Bea · Answer

The course is for a Computer Training Company - I have not received any training material as yet, and they said that they would send out the course material once my enrolment fee (first payment) goes through. I'm trying to find the company's number, but I am going to have to speak to my bank instead, as I am having no luck in finding the details.

I know I was stupid to agree to it in the first place, but I honestly thought I could afford it. Thinking hard about it, I knew that I couldn't as I have other commitments. That is why I have posted to this NG for advice...

The Direct Debit has still not yet been set up so I can't cancel that. I will have to go in to my bank tomorrow morning.

How do I cancel a Direct Debit....

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