Eurotunnel Travel insurance conditions

do you mean 'as I already have'...otherwise you are implying they state you must make a booking once you take out insurance! :-)?

IANAL but it sounds dubious to me, are you sure you are reading it correctly? I can imagine they might word it so at a glance it looks like that but actually they are just covering the govt requirement to ask you and at the same time rying to flog their (Probably v expensive) insurance to you?

I think they *might* have to ask you if you have insurance and sign a form disclaiming it if you dont want it....though even that might just be for plane flights and thinking about it, I have booked flights recently and dont recall being asked if I had insurance by all carriers? Maybe its just for holidays, I had to sign such a form when booking a holiday ,but not a flight, IIRC.

You could always phone them and ask them to clarify. But ISTR something like

40% of UK pop that is on holiday had no travel insurance so I doubt its true in any case. FWIW I just went to the thomas cook site and you can get right up to the point where they ask you for your credit card no with no sign of being asked for insurance. I'm betting you are misreading it, care to post their exact words here?

Here are the TC insurance words, which as you can see, are bolloxed up, maybe Eurotunnel have done similar? The third sentence makes no grammatical sense that I can see... But in essence they s em to be trying to say that you must have insurance (thats their decision not govt). But they dont have any real way of checking you can just make it up if you were so minded. Data Protection wouldnt let them find out besides it would be too expensive for them to do so.

"Apart from bookings for scheduled flights only, it is a condition of our contract with you that you have suitable insurance cover for the journey. Even where we do not make insurance a condition of our contract with you, we strongly recommend that you arrange appropriate cover. Where insurance is obligatory, this should be Thomas Cook Flights Direct insurance then at the time of booking you must provide us with the name and address of the insurance company from which you have purchased suitable alternative cover. "

*I think they were trying to say 'should this not be'

No, they are not trying to say that I must have insurance. This was a reminder as I had taken out their insurance last year (of my own volition) as it was good value (£64/year for a couple). What they are saying is that if I want to buy it I must already have a Eurotunnel booking (which is the other way round to what you inferred). It states specifically - "Please note: Under new FSA regulations, a Eurotunnel Motor Breakdown or Travel Insurance policy can only be purchased if is linked to a valid, future travel booking with Eurotunnel."

I don't have any problem with this, as I'd planned to continue with their insurance - just a bit surprised, given the new restrictions on the other type of requirement.

Bitstring , from the wonderful person Chris said

I'm not up with the latest pronouncements from the FSA, but I can well believe that Eurotunnel have no license to sell insurance to Joe Public, but may have an exemption to sell insurance =related to their businessto =customers of their business= (just as travel agents can sell travel insurance, but =only= to their customers, afaiaa).

In message , Chris wrote

Where does it say that you need insurance?

To me this says i) I don't need insurance ii) I can obtain insurance from elsewhere iii) Eurotunnel cannot sell me their insurance unless I am a customer of theirs.

As a previous correspondent stated: they are probably not licensed as an insurance broker, and can thus *only* sell you one as part of a travel package, but it is not compulsory. As you thought it good value, then renewal would seem reasonable... but if you're not travelling for a while then there is surely no need to do so, but get it later, when you are about to do so.

Putrid poetry, dismal doggerel, extrava-stanzas...

Would it be possible to buy a travel ticket, then buy the annual insurance, and then cancel the trip for a full refund?

It doesn't. I never claimed it did. That was an OP.

Exactly. It was point iii) that I was querying.

And as I already had a trip booked for next month, then I was going to renew it anyway (they also have a higher age limit than many for annual cover.)

Go on - have been trying to find companies who don't charge the earth for older people.