Halifax 0% card

Apr 30, 2005 4 Replies
J

Hi,



FWISW, I got a 0% Halifax card back in Feb with the 0% on purchases and balance transfers due to run out in mid Sept. Today, I got my statement with



4p interest charged.

OK, it was only 4p, and my phone call to them probably cost more, but when I rang them up I had to stand firm on the fact it was a 0% card. Yes, they did apologise but I felt I had to be a tad 'forceful' in pointing out that I should not be charged any interest.



I wonder how many other 0% card-holders have been charged? On its own 4p is not much but what if you have tens of thousands of 4ps per month?



OK, enough of the ps.. :-)



Check those statements



J.


Vote
Twitter Facebook LinkedIn
A

They should be pleased that someone rang to point out the error on their system.

Vote
Twitter Facebook LinkedIn
E

It's always worth checking: in January I applied for an egg card, received in February - 0% on purchases until 1st Aug, and so it said in the documentation I received. By mere coincidence I found out that egg would've started charging interest from 1st July though because the interest-free period supposedly starts from the month of application. (Their mistake is now being rectified though.)

ES

Vote
Twitter Facebook LinkedIn
F

"John Smith" wrote

They're charging interest on the balance transfer fee?

Vote
Twitter Facebook LinkedIn
J

No fee. Should have been totally 0

Vote
Twitter Facebook LinkedIn

Join the Discussion

Have something to add? Share your thoughts — no account required.

Didn't find your answer?

Ask the community — no account required