Can anyone suggest a UK bank (bricks or virtual) which offers an account with all of the following features:
1) Ability to perform all online activities without access to hardware devices that generate response codes.2) Faster Payments available for both inward and outward payments, including outward payments on Standing Orders in amounts of up to £5,000.
3) No fee for activity or account maintenance (but a minimum balance for free service would be okay).Thanks for any pointers.