Downgrade from Premier to Deluxe

Mar 14, 2007 1 Replies

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I need to move from Quicken 2004 to 2007 because of the upcoming inability to download transactions. I have Quicken 2004 Premier. But after looking at the boxes for 2007, I see I don't really use much the features of Premier. All my investment analysis is done using simple reports - no charts. All my tax info I get via simple reports I created. So it looks like all I really need is Deluxe.

My questions:

1) Can I downgrade from 2004 Premier to 2007 Deluxe?
2) Do you think it is wise to do so? The difference in price is only $15 (at Costco). Am I being "penny wise and pound foolish"? (But it will be $15 this time, and $15 the next time, etc.)
3) If I purchase Deluxe and find out later I do really prefer Premier, is there an electronic upgrade directly from Intuit for just the difference in price, or will I have to purchase the full Premier?

Thanks for any advise.

I would say yes - no problems. May get a nag screen to 'unlock' Premier the first time you open your file in Dlx - QW recognizes that you have 'downgraded' - but it goes away.

If you don't use the extra 'bells & whistles' why pay for them. Doubt you will loose any functionality as to managing your finances.

Yes, you pay the incremental charge - can unlock on-line.

My comments are based on first-hand experience with running QW07 Basic and Delx - I swap my file-set back and forth between versions. Basic handles my needs very well - downloading various accounts, tax reporting, managing rentals, etc..

If I were still contributing to a 401k account, I would choose Delx - but no more. Basic does not include the 401k account, nor does it support doc attachment. I haven't found the doc attachment feature compelling.

Downgrade from Premier to Deluxe

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