Alliance & Leicester Credit Card Payment Protection Sharp Practice

Whatever you do don't buy another kettle with it :)

Does eithe Statement say what the charge is actually for ? - I ask only because you haven't said.

Do you really.

Yeh - don't use the card!

I believe A&L have recently been fined for aggressive overselling of payment protection on their personal loans also.

Gaz

Yes, last October "High street bank Alliance & Leicester was fined a record £7m today for "serious failings" over selling techniques for payment protection insurance (PPI).

The Financial Services Authority (FSA) said telephone sales staff at the bank failed to make clear that the insurance for its loans was optional, and they were also trained to put pressure on customers when they queried the inclusion of PPI. "

Oh Jeez, Judith's going to go into full attack mode now :)

Report it as a fraudulent transaction.

LOL! Like it, let them waste their resources claring up fraud

I took out a loan with A&L for a car at a stupidly low rate..........I had the cash to pay for it but this was a silly deal (something like 4.9% on the loan when another lender was offering 6.1% on a three year bond).

They phoned me and basically accused me of being reckless because I wasn't taking out their overpriced insurance..........the girl's parting comments were "you're very inconsiderate and I'm glad I'm not married to you".

I still laugh about it to this day........I guess she *really* needed the commission.

Too true !!

They must have forgotten about that £7million when they charged me the

Excellent - many thanks Gaz / Joe.